Fresh Start Minnesota      

Helping Minnesotans use debtors’ rights and bankruptcy to eliminate debt and to change lives







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For a free consultation:

612.655.1308 or 651.636.7960



A financial fresh start improves lives. Contact us for a free consultation.

Fresh Start Minnesota © All Rights Reserved.

1935 West County Road B2, Suite 415, Saint Paul, Minnesota 55113

Telephone: 612.655.1308 or 651.636.7960

We help you with the entire process of financial rebuilding. If you retain our firm, the first thing we do is to handle the collections calls so you don't have to live in fear of the phone.  Dealing with non-stop collection calls can even make you feel like a prisoner in your own home. By working with our team, you can greatly reduce stress, anxiety and worry. Then we help with the longer term.

Are you ready for a Fresh Start? Are debt worries keeping you up at night? You’re not alone: debt issues can overwhelm anyone — even good people like you.

Consider getting a Fresh Start! Learn what bankruptcy can do for you.  Bankruptcy may be the intelligent choice. But our firm will give you all of your options. Our firm will answer your questions and give you the personal attention and respect you deserve. You can recover financially much, much more quickly than you think and our firm may be able to help you keep all or almost all of your property.

There is hope! You don’t have to give up on your dreams. Stop worrying! It’s time to act now. You may need and deserve a Fresh Start. For a free consultation or to talk by telephone, please fill out our contact form or call us at 612.655.1308 or 651.636.7960.

A fresh start can positively impact your finances, your personal happiness and your whole family.

Debt Worries? Get a Fresh Start and Get Peace of Mind!

Famous filers

Many famous and prominent individuals have used bankruptcy to get a Fresh Start. A few of many famous filers include:

Bankruptcy truly offers a Fresh Start and a chance to begin anew.



Karl A. Oliver

Fresh Start Attorney













Affordable, Intelligent, Caring, Respectful

I don’t aim to be the busiest bankruptcy lawyer in Minnesota – just the best.

We are a debt relief agency. We help people file for bankruptcy relief under the bankruptcy code.

This website is for informational purposes only. Disclaimer: No attorney client relationship can begin or exist without a written fee agreement signed by both you and a representative of our firm.

Karl A. Oliver, bankruptcy lawyer, serves the St. Paul and Minneapolis/Twin Cities metro area. Areas served include: Anoka County: Andover, Anoka, Bethel, Centerville, Circle Pines, Columbia Heights, Columbus, East Bethel, Fridley, Ham Lake, Hilltop, Lino Lakes, Lexington, Nowthen, Oakgrove, Ramsey, St. Francis. Carver County: Carver, Chanhassen, Chaska, Hamburg, Cologne, Mayer, New Germany, Norwood,Young America, Victoria, Waconia, Watertown. Chisago County: Center City, Chisago City, Harris, Lindstrom, North Branch, Rush City, Shafer, Stacey, Taylors Falls, Wyoming. Dakota County: Apple Valley, Burnsville, Coates, Eagan, Farmington, Hampton, Hastings, Inver Grove Heights, Lakeville, Lilydale, Mendota, Mendota Heights, Miesville, New Trier, Northfield, Randolph, Rosemount, South St. Paul, Sunfish Lake, Vermillion, West St. Paul. Hennepin County: Bloomington, Brooklyn Center, Brooklyn Park, Champlin, Corcoran, Crystal, Dayton, Deephaven, Eden Prairie, Excelsior, Golden Valley, Greenfield,  Greenwood, Hopkins, Independence, Long Lake, Loretto, Maple Grove, Maple Plain, Medicine Lake, Medina, Minneapolis, Minnetonka, Minnetonka Beach, Minnetrista, Mound, New Hope, Orono, Osseo, Plymouth, Richfield, Robbinsdale, Rogers, Shorewood, Spring Park, St. Anthony Village, St. Bonifacious, St. Louis Park, Tonka Bay, Wayzata, Woodland. Isanti County: Braham, Cambridge, Isanti, North Branch. Pine County: Askov, Brook Park, Denham, Finlayson, Henriette, Hinckley, Kerrick, Pine City, Rock Creek, Rutledge, Sandstone, Sturgeon Lake, Willow River. Ramsey County: Arden Hills, Blaine, Falcon Heights, Gem Lake, Lauderdale, Little Canada, Maplewood, Mounds View, New Brighton, North Oaks, North St. Paul, Spring Lake Park, St. Paul, St. Anthony, Spring Lake Park, Shoreview, White Bear Lake. Scott County: Belle Plaint, Elko, New Market, Jordan, New Prague, Prior Lake, Savage, Shakopee. Sherburne County: Becker, Big Lake, Clear Lake, Elk River, Princeton, Zimmerman. Washington County: Afton , Bayport, Birchwood Village, Cottage Grove, Dellwood, Forest Lake, Grant, Hastings, Hugo, Lake Elmo, Lake St. Croix Beach, Lakeland Shores, Lakeland, Landfall, Mahtomedi, Marine on St. Croix, Newport, Oak Park Heights, Oakdale, Pine Springs, Scandia, St. Mary's Point, St. Paul Park, Stillwater, Willernie, White Bear Lake, Woodbury. Wright County: Albertville, Annanale, Buffalo, Clearwater, Cokato, Dayton, Delano, Hanover, Howard Lake, Maple Lake, Monticello, Montrose, Otsego, Rockford, South Haven, St. Michael, Waverly.

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